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Summit Bank’s 5-Stars Show Commitment to Customers & Community

Summit Bank, N.A. has once again earned a superior 5-Star Rating from BauerFinancial, the nation’s leading independent bank rating firm. A 5-Star rating indicates that Summit is one of the strongest banks in the nation, excelling in such areas as capital, loan quality, profitability and other key performance factors. Summit Bank has received the prestigious 5-Star Rating for safety and soundness every quarter since early 2009.

“We are very pleased that BauerFinancial continues to honor us with the highest rating they can give to a bank,” said Chief Executive Officer Andy Stein. “Summit Bank has earned this recognition thanks to the efforts of our Board of Directors and exceptional team of bankers, but more importantly through the confidence and support of our customers.”

“A lot of things have changed in the banking industry,” reflects Karen L. Dorway, president of BauerFinancial. “Technology has changed the way many people bank, but it will never replace a bank’s knowledge of its customers. Community banks, like Summit Bank N.A., have the upper hand. Through personal interaction, they can meet their customers’ needs today and help anticipate what’s needed in the future.”

Established in 2008, Summit Bank has grown to four locations, in Pensacola, Fort Walton Beach, Panama City and Panama City Beach, and more than 50 employees who provide personalized, one-on-one private banking services for individuals and businesses.

About BauerFinancial
Located in Coral Gables, Florida, BauerFinancial, Inc. has been analyzing and reporting on the performance of banks and credit unions since 1983, and its rating system is trusted by regulators, bankers and consumers alike. All BauerFinancial ratings are independent. Institutions do not pay for ratings, nor can they choose to be excluded. Consumers may obtain star-ratings by visiting

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