Senior Management

Summit Bank's Senior Officers are a seasoned team of financial professionals whose daily focus is on what is best for the client, and the best way to deliver exemplary service.

Between them they have a combined 100 years of banking experience, each bringing a unique area of specialized expertise to the bank's operations. They possess a diversity of talent ranging from finance, lending, markets, management and technology.

Combined they have laid the groundwork for Summit Bank's culture and provided the guidance that we do what is necessary to serve our clients and make the bank successful.

Each has taken on new and expanded responsibilities as the bank has grown, and has seen to it that the talent of the bank staff has increased as the size of the bank has increased.

As Summit Bank looks to the future, we see limitless opportunity.

Andrew W. Stein Image Andrew W. Stein
President/CEO and Director Of Summit Bank, N.A. and Summit Financial Enterprises, Inc.

Andrew Stein was Regional President of Regions Bank until April 2007. During his 11 years with Regions, he held positions of increasing responsibility, including Market President for Bay and Walton Counties, Group President for the Panhandle of Florida and Regional President for Alabama and the Florida Panhandle. From 1989 to 1997, he served as President and CEO of Florida First Bancorp, Inc., headquartered in Panama City, Florida. He continued his employment with Florida First after it merged with Regions in 1997. Prior to becoming President and CEO of Florida First, Stein held several positions of increasing responsibility with banks including Chief Financial Officer, Chief Lending Officer and Branch Administrator. He has a Master's Degree in Business Administration and is a Certified Public Accountant (license inactive). Stein has held several leadership positions with civic, philanthropic and governmental entities in the Panama City area.

Barbara Haag Image Barbara Haag
Executive Vice President/Chief Financial Officer

Barbara Haag is a Certified Public Accountant and Certified Treasury Professional with over 30 years' experience in the banking industry. Her early career included jobs on the teller line, in the accounting department, in data processing and in the internal auditing department. She has served as the Chief Financial Officer and/or Controller of three financial institutions, two of which were public companies. She has extensive experience in financial reporting for banks and preparing financial statements as well as a thorough understanding of regulatory reporting requirements. Her experience includes instituting and managing a system of internal controls and working with external auditors in the preparation of audit reports.

Frank Hall
Executive Vice President/Chief Operating Officer

Frank Hall is Executive Vice President/Chief Operating Officer of Summit Bank where he is responsible for the oversight of all bank operations including information technology, data processing and branch operations. He has been in the banking business for over 25 years and has a long history of contributing to the community. Prior to joining Summit Bank, he served in executive management roles with two regional banks.

Hall earned his Bachelor of Science Degree in Management from Florida State University Panama City in 1989 and graduated from the Louisiana State University Graduate School of Banking 2004. He has been a member of the Florida State University Panama City Development Board since 2002 and served as board president in 2008. He was appointed a member of the Florida State University Alumni Association's National Board of Directors in 2007. In 2005, he was named a FSU Panama City Notable 'Nole in recognition of his leadership while a student and as a banking professional, as well as for his many outstanding contributions to the community.

A member of United Way of Northwest Florida since 1996, Hall served as chairman of the organization's 2007 campaign and chairman of the board of directors in 2008. He has been a member of Rotary Club International since 1995 and received the organization's prestigious Paul Harris Fellow award in 2004. He is also a member of the Gulf Coast Community College Foundation Board of Directors.

Jim Looker
Executive Vice President/Chief Lending Officer

Jim Looker is Executive Vice President/Chief Lending Officer of Summit Bank where he is responsible for the oversight of all lending operations including consumer, commercial, real estate and loan operations. He has been in banking for over 28 years, with a primary focus on lending, cash management and business development. Before joining Summit Bank, Looker was President of Lending for the Florida Panhandle for Colonial Bank for 18 months.

Prior to that, he was the Senior Lender for Regions Bank in the Florida Panhandle from 1999-2006. Looker has had an active role in community development, serving as a board member of the Bay County Chamber of Commerce, the United Way, Panama City Rotary Club, Gulf Coast Community College Foundation, Bay Arts Alliance, Panama City Employees Pension Board and Panama City Marine Institute. Looker earned a Bachelor of Science degree in Economics from Stetson University and is a graduate of Louisiana State University Graduate School of Banking.

(NMLS ID# 813266)

Greg Scott
President, Summit Wealth Management Group

Greg Scott joined Summit Wealth Management Group in May 2008, following a six-year tenure with Morgan Keegan. He has a Master's Degree in Business Administration from Boston University and holds several securities licenses including Branch Manager and Registered Principal. Prior to his career in finance, he served 10 years in the U.S. Marine Corps as a helicopter pilot. In 2008, Scott was named the #5 Best Bank Investment Consultant in the United States.

Steve Summers
Senior Vice President, Credit Department Manager

Steve handles oversight responsibility for the bank’s credit administration and portfolio management. Steve joined Summit Bank in March 2012 and has steadily increased his responsibilities in managing the bank’s growing loan portfolio and assisting lending officers to meet clients’ business and personal financial needs in all four bank locations. He earned his BS in Accounting from Florida State University.

Jeff Dibenedictis
Senior Vice President, Commercial Relationship Manager

Jeffrey K. Dibenedictis has joined the Panama City office of Summit Bank as Senior Vice President, Commercial Relationship Manager. He is a banking executive with 25 years of experience in client account development and is recognized for delivering high-level customer service. His background includes commercial bank management and responsibility for a regional loan portfolio of $187+ million.

Jeffrey is a graduate of Florida State University where he earned his Bachelor of Science degree in Economics. He is a board member of the Panama City Beach Chamber of Commerce since 2012 and the Gulf Coast State College Foundation since 2000. His community involvement also includes serving on the 2012 Executive Leadership Team for the American Heart Association and as the Inaugural Chairman for the March of Dimes Signature Chef Fundraiser in 2010 and 2011.

NMLS#1097360

Jen Miller
Senior Vice President/Commercial Relationship Manager, Panama City Market

Jennifer (Jen) has over 28 years of financial industry experience. As a sales and banking executive, her broad range of experience includes mid-market corporate, commercial and business banking, private banking, retail and specialty financial services. Jen has the unique experience of both line and leadership including working in start-up and turnaround markets along with building and implementation of sales processes to include consulting in the Southeast markets. She brings depth and an entrepreneurial spirit to Summit Bank as Senior Vice President/Commercial Relationship Manager in Panama City.

Prior to joining Summit Bank, she held positions with several financial institutions, most recently as Senior Vice President and Team Leader for an Atlanta-area community bank. She has served in roles including business banking sales manager, Southeast commercial sales advisor, market executive, relationship manager and regional manager. She got her start as a Commercial Relationship Manager after completing the Commercial Credit program with NCNB in Florida.

Jen has a passion for helping women professionals, family owned businesses, children and their educational interests. She became the inaugural Vice President of PNC’s Women Connect, representing the interest of 175 members. She has also served on boards in various communities which advocate for children and education. An Atlanta native, she earned her bachelor’s degree from Florida State University.

Norris F. McMahon
Senior Vice President, Escambia and Santa Rosa Markets

Norris McMahon is the Senior Vice President for the Escambia and Santa Rosa markets. He joins an outstanding team in Pensacola and brings more than 30 years of banking experience, with a primary focus on lending, loan management and business development. Prior to joining Summit Bank, he served for 22 years as Senior Vice President in commercial banking with another local financial institution.

Norris has been active in community development and public service, serving in leadership positions with numerous local nonprofit and community groups. He is a member of the Rotary Club of Pensacola, past president and treasurer of Pensacola Country Club, and participant in the Fiesta of Five Flags. He is a graduate of Pensacola State College, after which he attended Florida State University and the University of West Florida. His post-graduate education includes the Graduate School Banking at Louisiana State University and the Synovus Leadership Institute.

Philippe Miceli
President, Okaloosa Market

Philippe Miceli has 28 years of banking experience, the last 22 of them in Okaloosa County with Barnett Bank, SunTrust, and as a member of BankTrust’s Florida Senior Management Team. As such, he not only led the bank’s team of lenders, but managed the institution’s most profitable group of clients including substantial loan portfolio and deposit accounts.

He is an effective team builder and his years of banking experience in this area are ideally suited for Summit Bank's planned growth in the market.

Miceli’s community involvement is long-lasting and far-reaching, and includes his tenure as former chair of the Fort Walton Beach Medical Center and both the Niceville, and Fort Walton Beach Chambers of Commerce. He has also served as president of the Rotary Club of Fort Walton Beach, and United Way of Okaloosa and Walton County. He has serverd on the School Advisory Council committee for Niceville Highschool since 2012.

Miceli is a graduate of the Co-op International Student Exchange Program at Northeastern University, Boston, Massachusetts, and is a graduate of the ECCIP, Paris, France. He served as a Master Sergeant in the French Military.

(NMLS ID# 884943)

Lesley Miller
Senior Vice President/Chief Accounting Officer

Lesley Miller, Senior Vice President/Chief Accounting Officer, is a Certified Public Accountant with over 25 years' experience in the financial institution industry. She has worked as a Controller and Financial Reporting Manager for two publicly held banks. She has also served as a Chief Financial Officer of two local credit unions.

Her experience includes regulatory financial reporting, all aspects of accounting and managing check and ACH processing departments, as well as an IT department.

Miller is a graduate of Florida State University with a Bachelor of Science Degree in Accounting.

Senior Management

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